We Have Keys!!!

What a fantastic day!

We completed the final steps of the process this morning and by 9:30 we had the keys to the house in hand. We spent a little bit of time sitting on the front porch of the new house reflecting on the fact that everything is possible when you put your faith in God. We never had any doubt that He would help guide us through this entire process. We prayed every day and night, we had friends praying (thanks!!), and our prayers were answered.

 

The photo above is a simple panorama of the backyard from the deck of the house. It’s not the best photo, but it shows you how gorgeous the backyard is.

After coming back to the old house, loading a few things in the truck, and dropping them off at the new house, we stopped by our church for the noon Mass, so we could say a special thanks to God for blessing us with this new home.

This afternoon I spent a few hours calling all the utility companies coordinating them to be turned on, and while I was on the phone the boys packed about a dozen more boxes, so we decided to load them up and take them over to the house.

We got there just before 5, and we spent the evening at the new house, unloading boxes, planning furniture placement (so I know where to put everything when we bring it into the house), and then attempting to order pizza. That’s when we hit our first glitch.

We live a few miles out of the delivery radius for Papa Johns, Dominos, and Pizza Hut. That’s right. NO PIZZA DELIVERY AT THE NEW HOUSE. That might have been a deal breaker, except I do have the Pizza Hut iPhone App, so I could order the pizza and then go pick it up. No biggie, since I needed a quick moving break anyway.

As we were relaxing tonight we were already discussing the house warming party. We plan on inviting some close friends and family and enjoying an afternoon and evening with some delicious food from Iron Horse BBQ. At least that’s the plan as of right now.

Now I’m off to collapse. I have a few more phone calls to make tomorrow, then I have to figure out how my “work day” is going to be handled during the move. Until tomorrow… Zzzzzzzz…

A Slight Delay…

We arrived at our meeting just before 11 this morning, to sign the papers, turn over a rather large check, and get the keys to our new home. It turns out, the seller hadn’t received some of the paperwork yet, so things were delayed 24 hours.

At first we were a little concerned, but then we realized it was an error on the part of the real estate agents, not the seller, so we were willing to wait another 24 hours. We came this far, the least we could do is wait it out overnight.

Hopefully everything will go smoothly tomorrow morning, and then we can schedule all the utilities and start coordinating the actual move. Maybe then my writing on everything political will resume its normal course.

One More Look…

After the seller accepted our offer on Friday evening, we were elated. We spent the weekend planning our move, trying to decide if we should rent a U-Haul truck, a PODS unit, or just truck it (literally) for a few days…

We expected to hear from the real estate agent first thing this morning, but things were delayed and met her out at the house for a “final” inspection.

I crawled under the house to check for any noticeable problems with the foundation, including cracks and mold. Everything checked out. It was all brand new. I used my ladder to get access to the attic crawl space above the garage, as well as the space above the rest of the house, and it all checked out too. In fact, everything about this house (which has been completely renovated) was in better condition than our current house was when we bought it seven years ago (and it was brand new).

We are scheduled to meet in the morning to sign all the papers and get the keys. We are extremely excited (and relieved). Thanks again for all of the prayers, there is no doubt that God took more than a few minutes to answer them.

Forced Health-Care Is Unconstitutional

The passage of the health-care bill signaled a change in our country. No longer are we the free people we were just a couple days ago.

Under this new plan you will be forced to carry health insurance or face a fine. You will be required to pay specific amounts for that health care. The amount you pay will be determined by the IRS based on your income. If you don’t purchase a government approved health-care plan, you will be fined and/or go to jail.

Never before in our country’s history have the American people been forced to purchase any product, be it food, clothing, insurance, or otherwise. Some people are using the “you are required to purchase auto insurance aren’t you” argument, but that doesn’t fly. Laws concerning auto insurance are state laws, not federal laws. Under the 10th Amendment to the Constitution, the federal government does not possess the authority to do this.

The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.

Health-care for everyone may sound good, but forced health-care insurance is unconstitutional at the very basic level in the Bill Of Rights.

There are a lot more issues with ObamaCare than the unconstitutionality of it, and I’ll discuss some of those over the coming week or so. For today, here are some more links about the bill.

It didn’t even get out of the gate and ObamaCare is doomed.

The ink isn’t even dry and attorneys general across the nation have filed suit against the bill.

Tomorrow is another day, and I am sure there will be 1,000 more reasons why ObamaCare will never be enacted.

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The Assault On Our Constitution

Well, there you have it. 219 Democrats have made an all-out assault on our Constitution. As you know by now, the health-care bill has passed.

Since most of you still don’t know exactly what’s in the bill, why not review these 20 ways that ObamaCare will take away our freedoms. These are so important I am quoting the entire list here.

1. You are young and don’t want health insurance? You are starting up a small business and need to minimize expenses, and one way to do that is to forego health insurance? Tough. You have to pay $750 annually for the “privilege.” (Section 1501)

2. You are young and healthy and want to pay for insurance that reflects that status? Tough. You’ll have to pay for premiums that cover not only you, but also the guy who smokes three packs a day, drink a gallon of whiskey and eats chicken fat off the floor. That’s because insurance companies will no longer be able to underwrite on the basis of a person’s health status. (Section 2701).

3. You would like to pay less in premiums by buying insurance with lifetime or annual limits on coverage? Tough. Health insurers will no longer be able to offer such policies, even if that is what customers prefer. (Section 2711).

4. Think you’d like a policy that is cheaper because it doesn’t cover preventive care or requires cost-sharing for such care? Tough. Health insurers will no longer be able to offer policies that do not cover preventive services or offer them with cost-sharing, even if that’s what the customer wants. (Section 2712).

5. You are an employer and you would like to offer coverage that doesn’t allow your employees’ slacker children to stay on the policy until age 26? Tough. (Section 2714).

6. You must buy a policy that covers ambulatory patient services, emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, including behavioral health treatment; prescription drugs; rehabilitative and habilitative services and devices; laboratory services; preventive and wellness services; chronic disease management; and pediatric services, including oral and vision care.

You’re a single guy without children? Tough, your policy must cover pediatric services. You’re a woman who can’t have children? Tough, your policy must cover maternity services. You’re a teetotaler? Tough, your policy must cover substance abuse treatment. (Add your own violation of personal freedom here.) (Section 1302).

7. Do you want a plan with lots of cost-sharing and low premiums? Well, the best you can do is a “Bronze plan,” which has benefits that provide benefits that are actuarially equivalent to 60% of the full actuarial value of the benefits provided under the plan. Anything lower than that, tough. (Section 1302 (d) (1) (A))

8. You are an employer in the small-group insurance market and you’d like to offer policies with deductibles higher than $2,000 for individuals and $4,000 for families? Tough. (Section 1302 (c) (2) (A).

9. If you are a large employer (defined as at least 50 employees) and you do not want to provide health insurance to your employee, then you will pay a $750 fine per employee (It could be $2,000 to $3,000 under the reconciliation changes). Think you know how to better spend that money? Tough. (Section 1513).

10. You are an employer who offers health flexible spending arrangements and your employees want to deduct more than $2,500 from their salaries for it? Sorry, can’t do that. (Section 9005 (i)).

11. If you are a physician and you don’t want the government looking over your shoulder? Tough. The Secretary of Health and Human Services is authorized to use your claims data to issue you reports that measure the resources you use, provide information on the quality of care you provide, and compare the resources you use to those used by other physicians. Of course, this will all be just for informational purposes. It’s not like the government will ever use it to intervene in your practice and patients’ care. Of course not. (Section 3003 (i))

12. If you are a physician and you want to own your own hospital, you must be an owner and have a “Medicare provider agreement” by Feb. 1, 2010. (Dec. 31, 2010 in the reconciliation changes.) If you didn’t have those by then, you are out of luck. (Section 6001 (i) (1) (A))

13. If you are a physician owner and you want to expand your hospital? Well, you can’t (Section 6001 (i) (1) (B). Unless, it is located in a county where, over the last five years, population growth has been 150% of what it has been in the state (Section 6601 (i) (3) ( E)). And then you cannot increase your capacity by more than 200% (Section 6001 (i) (3) (C)).

14. You are a health insurer and you want to raise premiums to meet costs? Well, if that increase is deemed “unreasonable” by the Secretary of Health and Human Services it will be subject to review and can be denied. (Section 1003)

15. The government will extract a fee of $2.3 billion annually from the pharmaceutical industry. If you are a pharmaceutical company what you will pay depends on the ratio of the number of brand-name drugs you sell to the total number of brand-name drugs sold in the U.S. So, if you sell 10% of the brand-name drugs in the U.S., what you pay will be 10% multiplied by $2.3 billion, or $230,000,000. (Under reconciliation, it starts at $2.55 billion, jumps to $3 billion in 2012, then to $3.5 billion in 2017 and $4.2 billion in 2018, before settling at $2.8 billion in 2019 (Section 1404)). Think you, as a pharmaceutical executive, know how to better use that money, say for research and development? Tough. (Section 9008 (b)).

16. The government will extract a fee of $2 billion annually from medical device makers. If you are a medical device maker what you will pay depends on your share of medical device sales in the U.S. So, if you sell 10% of the medical devices in the U.S., what you pay will be 10% multiplied by $2 billion, or $200,000,000. Think you, as a medical device maker, know how to better use that money, say for R&D? Tough. (Section 9009 (b)).

The reconciliation package turns that into a 2.9% excise tax for medical device makers. Think you, as a medical device maker, know how to better use that money, say for research and development? Tough. (Section 1405).

17. The government will extract a fee of $6.7 billion annually from insurance companies. If you are an insurer, what you will pay depends on your share of net premiums plus 200% of your administrative costs. So, if your net premiums and administrative costs are equal to 10% of the total, you will pay 10% of $6.7 billion, or $670,000,000. In the reconciliation bill, the fee will start at $8 billion in 2014, $11.3 billion in 2015, $1.9 billion in 2017, and $14.3 billion in 2018 (Section 1406).Think you, as an insurance executive, know how to better spend that money? Tough.(Section 9010 (b) (1) (A and B).)

18. If an insurance company board or its stockholders think the CEO is worth more than $500,000 in deferred compensation? Tough.(Section 9014).

19. You will have to pay an additional 0.5% payroll tax on any dollar you make over $250,000 if you file a joint return and $200,000 if you file an individual return. What? You think you know how to spend the money you earned better than the government? Tough. (Section 9015).
That amount will rise to a 3.8% tax if reconciliation passes. It will also apply to investment income, estates, and trusts. You think you know how to spend the money you earned better than the government? Like you need to ask. (Section 1402).

20. If you go for cosmetic surgery, you will pay an additional 5% tax on the cost of the procedure. Think you know how to spend that money you earned better than the government? Tough. (Section 9017).

I am sick to my stomach thinking of everything that will transpire because of the passing of this bill.

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A Vote For An Unconstitutional Rule

House Republicans introduced a resolution to force a vote on Louise Slaughter’s “rule”.

H. RES. __
RESOLUTION
Ensuring an up or down vote on certain health care legislation.
Resolved, That the Committee on Rules may not report a rule or order that provides for disposition of the Senate amendments to H.R. 3590, an Act entitled The Patient Protection and Affordable Care Act, unless such rule or order provides for—
(1) at least one hour of debate, equally divided and controlled by the Majority Leader and the Minority Leader, or their designees; and
(2) a requirement that the Speaker put the question on disposition of the Senate amendments and that the yeas and nays be considered as ordered thereon.

The vote on that resolution was held today. The resolution failed by a vote of 222-203.

That’s right. Two-Hundred and Twenty-Two Democrats feel that Article I, Section VII, Clause II of the U.S. Constitution is null and void. I know I keep re-hashing this same “argument” but the Constitution states,

Every Bill which shall have passed the House of Representatives and the Senate, shall, before it become a Law, be presented to the President of the United States; If he approve he shall sign it, but if not he shall return it, with his Objections to that House in which it shall have originated, who shall enter the Objections at large on their Journal, and proceed to reconsider it. If after such Reconsideration two thirds of that House shall agree to pass the Bill, it shall be sent, together with the Objections, to the other House, by which it shall likewise be reconsidered, and if approved by two thirds of that House, it shall become a Law. But in all such Cases the Votes of both Houses shall be determined by Yeas and Nays, and the Names of the Persons voting for and against the Bill shall be entered on the Journal of each House respectively…

The item is not up for debate. The U.S. Constitution states that every bill that passes the House and the Senate must pass with Yeas and Nays being called. The Slaughter “rule” will deem the Senate version passed in the House, which is unconstitutional. Period.

The fact that 222 House Democrats don’t respect, let alone even know, what is written in our Constitution does not surprise me. The next couple days are going to be quite interesting, but when it comes to the Slaughter “rule”, there is nothing more to discuss.

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